2026 Tennessee has no state income tax
Tennessee does not tax wages. Its only individual income tax was the Hall tax on interest and dividends, and the Tennessee Department of Revenue says it was repealed for tax periods that begin on January 1, 2021, or later. The state income-tax line on this page is $0.00 at every wage. Federal income tax and FICA are still withheld.
| Item | 2026 |
|---|---|
| State income tax | $0.00 |
| What is still withheld | Federal income tax, Social Security, Medicare, Additional Medicare |
| Employee disability on this page | Not estimated |
Social Security is 6.2% up to $184,500. Medicare is 1.45% of wages. Additional Medicare is 0.9% of wages over $200,000. Those figures are the federal amounts in the same data file, from Publication 15-T and the Social Security wage-base publication.
This page does not estimate an employee state disability or family-leave deduction. The source below does not publish one. Silence is not a finding that the amount is zero.
Worked example
The same federal method used on the other paycheck pages, with the Tennessee state income-tax line at $0.00.
Tennessee example
$60,000 a year, single, paid every two weeks. Step 2 is not checked. There is no Step 3 credit and no Step 4 amount.
Federal withholding follows IRS Publication 15-T (tax year 2026), Worksheet 1A, annualized. Annual wages are $60,000.00. Worksheet line 1g is $8,600.00, so the adjusted annual wage is $51,400.00. That wage falls in the standard percentage table row from $19,900.00 to $57,900.00. The row's base is $1,240.00 and its rate is 12%. Annual federal income tax is $5,020.00.
Social Security is $3,720.00 and Medicare is $870.00 for the year. Take-home pay on this paycheck is $1,938.07.
| Line | This paycheck | Full year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security | $143.08 | $3,720.00 |
| Medicare | $33.46 | $870.00 |
| Additional Medicare | $0.00 | $0.00 |
| State income tax | $0.00 | $0.00 |
| Total withheld | $369.62 | $9,610.00 |
| Take-home pay | $1,938.07 | $50,390.00 |
How to use the result
- Enter salary, hourly pay, or a gross paycheck the same way as on the other state pages.
- The allowance field does not change the state line, because there is no state income tax to reduce.
- Compare another state from the paycheck calculator.
Sources
Rates, deductions, and limits on this page are the 2026 figures this calculator uses (last checked 2026-11-01). The publications below are the sources for this estimate.
- IRS Publication 15-T (2026)
- Social Security and Medicare employee tax
- Social Security and Medicare employee tax
- Additional Medicare Tax
- Tennessee Department of Revenue: Hall Income Tax repealed from 2021
Check a federal estimate with the IRS Tax Withholding Estimator.
Data sources: IRS Publication 15-T (2026), Tennessee Department of Revenue: Hall Income Tax repealed from 2021. Last checked November 1, 2026.
Disclaimer
AuraCalcs provides estimates for informational and educational purposes only. Results use the 2026 payroll withholding methods published by the IRS and the listed state agencies and may differ from your actual paycheck, which depends on your employer's payroll system, your Form W-4 and state withholding forms, benefits elections and other factors. This is not tax, legal or financial advice. Verify with your employer's payroll department, the IRS Tax Withholding Estimator, or a qualified tax professional. The paycheck calculators estimate federal income tax, Social Security, Medicare, Additional Medicare, and state withholding for the states on these pages. They are not a bill, a filing, or a determination of tax owed.
Frequently asked questions
Does Tennessee withhold state income tax?
Then why is the take-home less than gross pay?
Is there a state disability deduction?
Can I use this for a bonus or a 401(k)?
Last reviewed: 2026-11-01